i was recently in a auto accident. my car insurance is allstate. i was not at fault and the other driver was cited at the accident for their driving. i was wondering how they calculate settlement checks? what can i expect back from them? i have heard that they take the amount of your treatment (ambulance, hospital, doctor, physical therapist, chiropractor ect.) and use that as a scale on which they calculate your payment. is that true?
my boyfriend was offered 500… he said that was unacceptable… they offered 700… he received 4000 with his last accident
also what is the best way to get a fair amount? if they are only willing to offer under 1000 should i get a lawyer?
it has been months since the accident… i have already been cleared from my doctor to work… so i have received my last lost wages check. i am finishing up my last chiropractor appointments… so i should be ready to begin my settlement process soon
I AM NOT TRYING TO GET PAYED OR COLLECT ON INSURANCE FRAUD.
i was in a legit accident… my first… i don’t want to be used by the insurance company… i want them to give me what i deserve due to my inconveniences not my greediness
all i am asking is how much others have gotten and how much i should expect also
please don’t assume the worst out of everyone. i am just a person who unfortunately was in an accident seeking information.
so basically the only interaction i have had with the insurance company is:
they payed for the value of my totaled car
they payed for a rental until i could find a new car
they payed my lost wages up until i was cleared to work with no restrictions from my doctor
