I was involved in a accident in which I was hit in the front & driver side I was driving an older blazer so It didn’t sustain much damage ($2500) However the at fault driver was in a much smaller auto that was totaled.My Knee had ruptured blood vessels, Meniscus tears, swelling,Bruising & severe pain, it Buckles & in 1 incident It caused me to fall injuring my knee even much more, I also had mild cervical strain,Right ankle sprain & upper & lower back pain. My PCP referred my to an orthopedic specialist, physical therapy & chiropractor. I have been in treatment for 22 weeks and have been released by PT & Chiropractor, to go back as needed.released by Ortho specialist to return for injections to knee as needed or other possible treatment. I continue to have pain & can’t sleep on right side but am considered as good as i will be. Also in the accident I had my 13 year old son with me who was thankfully not injured, but I drive him to & from school every day, during the 1st few weeks I could not drive and had very limited mobility. What would be a good settlement for these injuries?
The insurance company has paid to have my vehicle repaired. My Health insurance is paying for my medical bills but its my understanding that I will have to pay them back after the settlement.
What kind of injuries would these be considered? (Soft Tissue)?
Posts Tagged settlement
I was in an auto accident that ended up being a 6 car pile up. All the fault of the driver behind me. I was taken to the hospital for neck and head injuries. My car was totalled with over 9000.00 worth of damage. I went to physical therapy for 4 weeks along with going to a chiropractor. I ended up losing my job due to the time off needed to go to therapy so i wasnt able to finish my treatment. I lost over 1500.00 in wages and ultimately my job. I had over 7000.00 in medical bills too. I was just curious at to how much they pay out for pain and suffering. I know it was more of an inconvience more than anything but for 2 months I was going to at least 3 medical appointments a week. I’ve never been involved in an accident like this with injuries so I was just curious to if anyone had an experience like this and what the out come was.
Also after my car was totalled I’m still left owing 4500.00 for a car I no longer have. I don’t know if that makes a difference or not just thought to add that.
Thanks again for any help.
I hadn’t settled on the medical and lost wages. They had just taken care of the vehicle situation so far. I was the only one that had major damage to my vehicle and continued medical treatment. So my case is probably the last in line to be settled. I am not able to complete treatment because I’m out of work and don’t have the funds to pay out of pocket to get reimbursed later.
I’m currently writing a demand letter and need to know how much to ask for other than the medical bills that I have receipts for. I came across this calculator, but still am unsure on some things: http://www.after-car-accidents.com/personal-injury-calculator.html
For example, what would I put for lost income if I’m unemployed and have stayed unemployed due to prolonged issues with the car / auto shop as well as physical pain and stress? Would it count if I mentioned the inability to secure a job due to these things resulting from the accident?
Also, the car repair costs have already been paid off. It’s just the medical bills and others that I need to figure out. I’ve included a bit of what I’d like to say, but am unsure if this is too much or if it’s ridiculous to even mention. I’ve never written a demand letter before, so don’t know how it’s supposed to be done.
Here’s pieces of what I have so far:
“It has taken me a while to submit this demand letter since I have not been in the right mind state for some months. I suffer from depression and was previously taking medication however, shortly after the accident I stopped going back for refills so that I could use my money instead to correct the back, shoulder and neck pain resulting from the accident. Being unemployed, I had to decide what needed to be taken care of most and felt the physical pain to be much more debilitating. It’s been a very stressful past several months and I’ve been unable to secure a job since issues with my car and the auto shop as well as dealing with the physical pain and recurring depression, which has additionally made it very difficult to focus, has been taking up a lot of my time.
I was in a auto accident right after Christmas of 08. Since then I have been goign to Physical Therapy and a chiropractor 3 times a week since the beginning of January. I was having neck pain and low back pain as well as my left leg going numb and tingling and radiating pain down the leg to above the knee cap. The neck pain and back pain have gotten better however there main focuse right now is on the leg and to find out what is causing the numbness and tingling and shooting pain down. The Physical Therapist has mentioned that she believes there is some nerve damage and they want to schedule a MRI. They have cut my appointments down to two times a week starting Monday. I do have a lawyer and medical bills are somewhere around $5000.00 already. Does anyone know how long that this will require treatment and what the settlement offer should be?? Any help and advice would be appreciated. Thanks
I was at no fault. I was rearended and pushed forward into someone else. I was the only one that sustained injuries or had complaints at the time if the accident.
i was recently in a auto accident. my car insurance is allstate. i was not at fault and the other driver was cited at the accident for their driving. i was wondering how they calculate settlement checks? what can i expect back from them? i have heard that they take the amount of your treatment (ambulance, hospital, doctor, physical therapist, chiropractor ect.) and use that as a scale on which they calculate your payment. is that true?
my boyfriend was offered 500… he said that was unacceptable… they offered 700… he received 4000 with his last accident
also what is the best way to get a fair amount? if they are only willing to offer under 1000 should i get a lawyer?
it has been months since the accident… i have already been cleared from my doctor to work… so i have received my last lost wages check. i am finishing up my last chiropractor appointments… so i should be ready to begin my settlement process soon
I AM NOT TRYING TO GET PAYED OR COLLECT ON INSURANCE FRAUD.
i was in a legit accident… my first… i don’t want to be used by the insurance company… i want them to give me what i deserve due to my inconveniences not my greediness
all i am asking is how much others have gotten and how much i should expect also
please don’t assume the worst out of everyone. i am just a person who unfortunately was in an accident seeking information.
so basically the only interaction i have had with the insurance company is:
they payed for the value of my totaled car
they payed for a rental until i could find a new car
they payed my lost wages up until i was cleared to work with no restrictions from my doctor
I was in an auto accident that was NOT my fault last August. An 18yr old kid talking on his cell phone pulled out in front of me. So far his insurance paid the $4000++ to have my car fixed. Two weeks of rental car. I have $1300 in Doctor bills that my policy as part of my policy is paying up until $2000. When we settle they get the $2000 first. I just finished physical therapy and they (the therapy place) are going to wait on the settlement to get paid. Having never been in an accident I do not know what to expect. I am going to have to settle soon as when that $2000 limit hits I will have to pay the doctor bills and I cannot afford it. It has made my pre-existing conditions worse forever. doc has stated this in letter.
Anyone have any idea how much I should expect from the company for ongoing treatment? My insurance company says it will not cover the rest of my life but an allowance will be made. He will not guess at an amount. Since I will have to settle early and not the 2 year
I had an auto accident a year and a half ago. I have been undergoing treatment ever since. I am still going through treatment and may never stop going through treatment. The lawyer has received my dr’s narrative report and has sent a demand letter to the at fault insurance. My injuries are as follows:
1. Headaches
2. Cervicalgia-Neck Pain
3. Cervical sprain/strain
4. Cervical disc displancement
5. Lumbalgia-low back pain
6. Lumbar radiculitis
7. Lumbar disc displacement (L4-5,L5-S1)
8. Annular Tear (L4-5, L5-S1)
9. Unspecified disc disorder of lumbar region
10.Airbag burns to upper arm, LEFT
11.Hip Pain
12.Pelvic/thigh pain
13.Leg Pain
14.Multiple abrasions
15.Numbness/tingling
16.Muscle Spasms
17.Sleep Disturbance
My medical bills are in excess of $16,000 and increasing. I will be going to drs visits, getting injections, and taking medication for awhile, if not forever. Surgery is even a possibilty if I can get up the nerve to continue on with it. But from family experience, back surgery does not seem like a one time deal. They are always followed up with more surgeries, at least that is what I have observed.
I’m just looking for an estimate as to what I should expect. Or maybe what is a good offer. My life has drastically changed since the accident. I mean I am only 24 years old and I already have extreme pain everyday of my life. There is not one day that goes by that I am not reminded of that terrible accident. I am just happy to be alive. But I do think I should expect some kind of compensation due to the negligence of the other driver, whom was driving a company vehicle.
Thanks for any answers..just want opinions on what you all think would be considered a fair settlement.
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Auto Accident settlement?
Feb 12
I am a 21 yr old male that was involved in an automobile accident in February of this year which resulted in my car being totalled. I feel they could have repaired the vehicle versus selling it at an auction. They wrote out a check for $13,500 to my finance company. I have been through a lot of pain and stress due to the fact that I lost my job because Georgia doesn’t offer public transportation to Suwanee and now I do not have a vehicle. I have to pay for bus transportation and rental cars to see the doctor for back and neck injuries and personal use. I was out of work for 6 months and the insurance company doesn’t want to pay me what I feel they should because they say I only suffer from soft tissue damage. I still have muscle spasms and headaches that I feel are accident related and ended treatment due to lack of transportation to Marietta and Roswell GA. Insurance company wants to settle for $1500 2nd offer. My medical bills, lost wages, pain and suffering are over $6000. I still have to pay doctor and attorney. Am scheduled to go to court but what do I do when Insurance company refuses to pay what I feel they should for a accident that wasn’t my fault. Doctor said I have nerve damage and torn ligaments. Why doesn’t insurance want to pay me?
To mushu
Yes it was my choice to hire an attorney. I don’t recall saying that his bill was the insurance company’s responsibility. I feel your comments should have been kept to yourself and for you to tell me it wasn’t the insurance company’s fault I owed that much on a vehicle you have lost your mind. I am fully aware that it wasn’t the insurance company’s responsibility for me to get to work. I was just mentioning all that I have had to deal with. It was an unfortunate event that the accident happened and if my attorney answered my questions I wouldn’t be here to begin with. What do you mean pain and suffering are not guaranteed? They’re customer caused me alot of pain and suffering in 6 months and as for loss wages? They don’t want to pay me that. I came here for information not to receive attitude from you!!!! Yes I have an itemized list from the my attorney that shows I should be getting paid more than $1,500 for injuries, loss wages, pain and suffering
I feel they don’t want to pay me just because they don’t want to. My doctor said it was more then just a soft tissue injury. This is a another scam. All of this is the customers fault because she was such in a hurry and I’m the one suffering because of her so the insurance company should pay thats why we have INSURANCE!!!!
Question for auto accident adjusters …. settlement question.?
My wife and myself had an accident a few months ago and we are now finished with treatment. We both recieved whiplash , neck pain , and lower back pain. We both still have some days, where our necks feel tight and some lower back pain. — I wanted to know what my case is worth. Here are some of the details.. The car was hit from behind causing $ 6,500 worth of damage to the car and the ins. has already paid for that. The EMT’s did come to the accident and transported my wife to the ER. Both of us went to the doctors office a few times and each had a few X-ray’s and I had a CT scan. My wife also had a few weeks of physical therapy. Medical bills total $ 4,106.00 and lose wages $ 838.00. I have been told that you are able to get 2 times your medical bills and time lost. Is this right ? Please give me the best answer you can and tell me what you might settle the case for. Thanks
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